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Reverse mortgages are a way for older homeowners to borrow money based on the equity in your home Like any loan, a reverse mortgage comes with costs like origination fees, closing costs, and interest. Here’s what to know about the potential risks, how reverse mortgages work, how to get the best deal for you, and how to report reverse mortgage fraud.

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Understand reverse mortgages a reverse mortgage is a special type of mortgage loan for homeowners who are 62 or older The reverse mortgage becomes due when the borrower moves out, sells the home, or dies A reverse mortgage allows homeowners further up in age to borrow against a portion of their home equity

Figure out if this loan option is right for you.

Learn what it is and how it works Explore the reverse mortgage process in 7 steps—covering reverse mortgage requirements, how to get a reverse mortgage, and your reverse mortgage fees.